Today on Your Money, Your Wealth® podcast #262 with Joe Anderson, CFP® and Big Al Clopine, CPA: given the volatile nature of the market, should you time the market and change the asset allocation of your investment portfolio, your pension, or your Thrift Savings Plan (TSP)? Plus, asset location: should equities be in a brokerage account, Roth IRA or traditional IRA? And diversification vs. concentration, calculating how much you’ll have in retirement, how to get there from here, and Joe’s favorite, negative listener feedback. Send in your money questions, read the transcript & access free financial resources: 00:49 - Which is Better in Investing: Concentration or Diversification?
04:34 - Asset Location: Where Should We Hold Our Equities?
10:56 - What Should Be My Retirement Withdrawal Strategy? Should I Take Social Security Now or Wait?
14:23 - Based on My Savings and Investments, How Much Will I Have at Ages 65 and 70?
20:25 - Should I Reallocate the Investments in My Thrift Savings Plan (TSP)?
26:49 - Should I Change My Asset Allocation? If So, When?
32:14 - What Should Be My Pension Asset Allocation?
37:18 - I Have $40K at Age 40. How Do I Get to Retirement From Here?
41:00 - Taxation on Long-Term Capital Gains
42:14 - Negative YMYW Podcast Comment from RockyMountainWay
Schedule a free assessment with one of our CFP® professionals at Pure Financial Advisors:
Subscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show:
Subscribe to the YourMoney, Your Wealth® podcast:
IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
• Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
0 Comments